"Identity Theft"

These are some basic steps to take to prevent online and offline identity theft:

In the case of Credit cards, Debit cards, and Credit reports:

Identity Theft 11. Reduce the number of credit and debit cards carried in your wallet. While using debit cards take advantage of online access to your bank account to monitor account activity frequently and report evidence of fraud to your financial institution immediately.

2. When using your credit and debit cards at restaurants and stores, pay attention to how the magnetic stripe information is swiped by the waiter or clerk because devices called skimmers can download the account number data onto a personal computer.

3. Do not use debit cards when shopping online, instead use a credit card because you are better protected in case of fraud. continue reading…